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Capital One Settlement, Payment Date & Claim Due Date

In July 2019 Capital One Settlement a significant data breach, compromising the personal information of 106 million credit card applicants and holders in the US and Canada. The breach resulted in a class action settlement, and the official settlement website verifies the authenticity of payment emails issued by EpiqPay. The settlement administrator initiated payments on September 28, 2023, with a deadline for claimants to receive compensation set for November 27, 2023.

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Capital One Settlement

The Capital One Settlement data breach class action settlement website has affirmed the legitimacy of payment-related emails sent through EpiqPay for the Capital One class action settlement. Compensation for eligible claimants is facilitated through the digital payment platform EpiqPay. To qualify for a payout email, individuals had to submit a valid claim for missed time and/or out-of-pocket expenses by the deadline of September 30, 2022. The settlement administrator initiated payments on September 28, 2023.

Class members meeting the payment requirements and providing a valid email address to the Capital One Settlement administrator received an email from, offering various digital payment choices. For those without a valid email, a physical check was mailed to the address on file, as stated on the settlement website. To claim settlement funds, recipients are instructed to click the “Claim Payment” link within any email received from EpiqPay regarding payments or reminders. The deadline for claiming payments is November 27, 2023.

Capital One Settlement Claim Payment

Capital One’s eligible customers are set to receive compensation for damages stemming from alleged hacker cyberattacks on the company’s system. In 2023, plaintiffs successfully concluded their legal action against the firm, representing all victims affected by the cyber incidents. As the reimbursement process for fraud-related damages commences, claimants will receive letters outlining the potential impact of the proposed settlement on their individual cases.

CompanyCapital One Financial Corporation
SettlementCapital One Class Action Settlement
Opening Date to Claim amount28th September 2023
The last Date to Submit the formNovember 27, 2023

The notification includes comprehensive information on participation guidelines, essential conditions of the settlement, withdrawal procedures, and other pertinent details. Claimants seeking compensation for their losses are urged to thoroughly review the notification for eligibility requirements. The deadline for providing compensation to victims affected by the alleged wrongdoings is set for November 27, 2023. It is crucial for eligible individuals to adhere to the outlined procedures within the specified timeframe to ensure their claims are properly processed.

How to Claim Capital One Settlement?

To receive compensation for losses incurred due to the alleged wrongdoings, claimants must submit a fully completed claim form with their Unique ID and PIN before the November 27, 2023 deadline. Supporting documentation, including bank statements and receipts, should accompany the form to reinforce the claim. The settlement process began on September 28, 2023, emphasizing the importance of timely and accurate submission to ensure a successful claim.

Eligible customers seeking to claim compensation should click the “Claim Payment” link provided in the email sent by before the specified deadline. Upon clicking the link, users will be directed to the payment dashboard, offering a range of payment options. To facilitate the processing of claims and subsequent payments, claimants are required to select their preferred payment method through the provided system. Ensuring timely action and preference selection is crucial for a smooth and efficient claims process.

Capital One Settlement Payment Date

Despite the success of the lawsuit, potential appeals could introduce delays in the payout procedure, extending the time frame for claimants to receive their settlement amount. The finalization of the claim amount might take several months. It is imperative for eligible recipients to submit the required paperwork before the specified deadline to ensure their eligibility for the settlement sum.

What happens to unclaimed digital payments? 

Unclaimed digital payments, such as refunds or transfers, typically stay in the recipient’s digital wallet or account until actively claimed. However, if left unclaimed for an extended period, they may become subject to terms and conditions outlined by the service provider. These conditions could involve forfeiture of the funds or their return to the sender. It’s important to note that the policies regarding unclaimed digital payments can vary between different payment platforms and services, so users should be aware of the specific terms associated with their chosen provider.

What Is This Capital One Lawsuit Settlement All About?

Paige A Thompson, an unauthorized hacker, was convicted of a massive data breach affecting over 106 million Capital One credit card customers in the U.S. and Canada. This breach is considered one of the largest in U.S. banking history. Thompson accessed sensitive information, including payment histories, social security numbers, and credit scores. Following the breach, Capital One quickly fixed the vulnerability and notified the FBI, but not before millions of records were compromised. The company has established a $190 million Settlement Fund to address claims, which can be filed from September 28, 2023, until November 27, 2023. The settlement was finalized on September 13, 2022, after Thompson’s conviction.

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