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swayam.gov in Login 2024: SWAYAM Online Courses Registration

The swayam.gov in Login stands as a significant initiative by the central government to revolutionize the education system and extend its reach to remote areas. Offering free online courses and 32 SWAYAM DTH Channels nationwide this platform aims to bridge educational gaps for students previously untouched by traditional methods Government endeavors prioritize the enhancement of education quality across the nation Through www.swayam.gov.in, teachers also have the opportunity to register and access resources to bolster their expertise in specific subjects. The Ministry’s objective is to furnish high-quality e-content, free of charge, to colleges, universities, and students alike fostering a culture of accessible and top-tier education through the SWAYAM portal.

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swayam.gov in Login

The Odisha Cabinet recently greenlit the swayam.gov in Login aimed at fostering self-employment opportunities for the youth known as Swatantra Yuva Udyami Under this initiative rural unemployed youth aged 18-35 (18-40 for special categories) can access interest-free bank loans up to Rs 1 Lakh for launching new ventures or expanding existing ones Stringent eligibility criteria including family income thresholds and absence of outstanding loans from government schemes, have been put in place to ensure the scheme benefits those in genuine need. Notably the age limit has been extended to 40 years for Scheduled Tribes and differently-abled individuals emphasizing inclusivity and equitable access to economic opportunities.

Odisha SWAYAM Scheme Details in Highlights

NameSwatantra Yuba Udyami Yojana
Launched byOdisha government
ObjectiveTo provide Interest-free loans 
BenefitInterest-free loans for businesses of up to 1 lakh
Budget allocatedRs 448 crore
BeneficiariesState’s youth
Official WebsiteNot yet launched

Objective of swayam.gov in Login

The interest-free loan aimed at fostering entrepreneurship, will support the establishment of microbusinesses tailored to the aptitude, skills, and local circumstances of the recipients The state administration plans to enlist one lakh eligible youth from urban and rural areas in the initial phase of the program, envisioning economic empowerment and sustainable growth across diverse communities.

Benefits Of swayam Scheme

  • Young men and women aged 18 to 35, unemployed or underemployed, can apply.
  • Interest-free bank loans of up to Rs. 1 lakh will be provided to launch a business.
  • The state government has allocated Rs. 448 crore from its budget for this scheme.
  • In addition to the existing 85% loan guarantee, the state government will provide an additional 15% loan guarantee through CGTMSE.
  • The state government will bear the full interest burden on the loan.
  • The state government will cover the annual CGTMSE guarantee cost.
Documents Required
  • Aadhar card
  • PAN card
  • Passport size photograph
  • Mobile number
  • Bank account
  • Domicile certificate

State Government will provide the following support

  • The state government will provide a guarantee of up to 15% of the loan in addition to the 85% CGTMSE guarantee.
  • The state government will bear the entire interest on the loan.
  • The state government will cover the annual guarantee fee of CGTMSE.
  • There will be no collateral or processing fee for the loan. The repayment period will be 4 years, including a moratorium period of 3 to 6 months as prescribed by the concerned bank/financial institution.
  • Application Submission: Applicants will register and submit applications to the bank through a dedicated website.
  • Applicants can also utilize the services of Mo-Seva Kendra for application submission on the website.
  • The chosen bank will conduct document and field verification upon receiving the application. d. DPR Preparation: During field
  • the bank will assist the applicant in preparing the required simplified Detailed Project Report (DPR) for loan sanction.
  • Upon sanction and deposit of margin money, the banks will disburse the loan amount to the applicant.
  • A committee at the State/District/Block level will monitor the scheme’s implementation for smooth functioning.

Swayam Yojana Odisha Apply Online

Swayam Yojana Odisha Apply Online Click Offical website

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